Mortgage Bitcoin Calculator
What if you used a home equity loan to buy Bitcoin? Explore the projected outcome under different power law scenarios. See when your Bitcoin could break even against the loan cost.
Important: This is an educational tool based on power law models, not financial advice. Using home equity to buy Bitcoin carries significant risk. The model assumes the power law continues to hold. Real outcomes will vary. Always do your own research and consult a financial adviser.
Loan Parameters
Note: This calculator assumes a fixed interest rate for the full loan duration. If your loan has a variable rate, actual costs may differ significantly.
Home & Mortgage
Bitcoin Purchase
Price Scenario ?
Mortgage Loan Summary
Bitcoin Value vs Loan Cost
The green line is your Bitcoin's projected value. The orange line is your cumulative loan cost. Where green crosses above orange is your break-even point.
Year-by-Year Breakdown
| Year | BTC Price | BTC Value | Annual Cost | Cumulative Cost | Loan Balance | Net Position | LTV | ROI |
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Scenario Comparison
How the equity loan performs under each price scenario.
| Scenario | Final BTC Value | Total Cost | Net Gain/Loss | ROI | Break-Even |
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